At Buy Owner, our mission is making home ownership more affordable for you. By cutting out commissions and giving you control of your home sale, we reduce costs and save you money!

And Buy Owner savings aren’t just for sellers! When you’re buying a new home, we want to help you make the process as affordable as possible. Buying a new place? Here are a few quick ideas on how to save money after making that huge purchase, designed to lower your cost of living by looking at things creatively! The most important thing to remember is to keep an open mind and look for new ways to save.

Buy Your Home Buy Owner

• Search http://www.buyowner.com/: Browse current listings, and talk with sellers directly when you’re interested. Take a look at other helpful articles at the Buy Owner Blog for more advice.
• Buy Buy Owner: A home listed “For Sale by Owner” means there will be no sales commissions. Savings for the seller translates into savings for you!

Save Money on Home Insurance

• Shop around: Home insurance is an important purchase for your residence. Take the time to look at several companies. The right insurance provider will give you high-quality service for an affordable price.
• Increase home security: A security alarm, dead-bolt locks and smoke detectors can get you almost as 5% discount with most insurance companies!
• Raise your deductible: Raising a $200 deductible to $450 could save up to 12% on insurance!

Phone & Internet

• Shop around: As with your home insurance researching, it pays to look at your options and know what’s available.
• Stick with a cell phone: If you find yourself constantly using your cell phone, there is no point in having a LAN line. The main downside to this is that you may not be able to get service in your basement. You can even access the Internet, as well. You may be able to find an affordable cell plan that includes free mobile-to-mobile calls, internet usage and text messaging. If you use your cell phone for calls, e-mails, research, etc., you will not need to pay a separate bill. And if you do not have a computer, you may not even have to purchase one if it is not a necessity!

Transportation

• Downsize: Just because you have a three-car garage, it doesn’t mean that you need to own three vehicles. With gas prices at an all-time high in the U.S., it would really benefit you to downsize from an SUV to a coupe or to search for any type of fuel-efficient automobile. Not owning a car would also create tons of extra storage space in your garage.
• Use public transportation: If you live in an urban area, you might be able to solely use public transportation! Do some research online to find out how much monthly or yearly passes for buses and trains cost. Even if your city doesn’t offer such an affordable plan, it still might be cheaper to take the train or hop on the bus rather than spending money on gas each week.

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