If you’re one of the many Americans who’s been waiting to dip your toes in the real estate waters, a recent article at CNN Money has your name all over it.

In “Is now the time to snag a great real estate deal,” your questions are answered, on topics ranging from the tax credit to what you have to lose by waiting to the odds of being able to sell your current home before buying another.

True, there are a lot of incentives towards buying NOW. But, as reporter Beth Braverman points out, “[B]uying right now is not a no-brainer. In some areas home prices may fall further. If you own a house now, it may take longer than you expect to sell it, and you may walk away with less cash than you thought.”

To consider these and other points, head over to the full article at CNN Money!